Acceptance of Terms
By accessing this website or submitting an application, you agree to these Terms & Conditions and our Privacy Policy. You must be at least 18 years old and authorized to act on behalf of the business for which you are applying.
Nature of Services
Competition Financing is a commercial finance brokerage and advisory firm, not a lender. We help business owners evaluate and access financing offered by third-party funding partners. Submitting an application is not an offer of financing and does not guarantee approval.
No Guarantee of Financing
Approval, amounts, pricing, timing, and program availability are determined solely by the underwriting and funding partners. Nothing on this website or in our communications constitutes a commitment to fund, a rate quote, or a guarantee of any outcome.
Product Distinctions
Financing products differ structurally and legally. Term loans and lines of credit are loans governed by loan agreements. Revenue-based financing structures remittance around business revenue. A merchant cash advance is the purchase of future business receivables and is not a loan. Home equity (HELOC) programs are consumer financing secured by a residence, offered separately through licensed lending partners.
Accuracy of Information
You agree to provide accurate and complete information about your business, including revenue, time in business, and existing financing obligations. Inaccurate or incomplete information may delay review or result in denial or rescission of an offer.
Electronic Communications
By submitting an application or contacting us, you consent to receive communications from Competition Financing electronically, including by phone, text message, and email. Message and data rates may apply. You may opt out of marketing messages at any time by replying STOP or contacting us.
Intellectual Property
All content on this website — including text, design, logos, and graphics — is the property of Competition Financing and may not be copied, reproduced, or used without our written permission.
Limitation of Liability
This website and its content are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Competition Financing is not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
Governing Law and Disputes
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising from these terms or your use of this website will be resolved in the state or federal courts located in Miami-Dade County, Florida.
Contact
Questions about these terms may be directed to Competition Financing, 1200 Brickell Avenue, Suite 1800, Miami, FL 33131, or by email at info@competition-financing.com.